KACZMAREK INSURANCE SERVICES AGENCY, INC..

Ancillary Products

Products and Services

Often thought of as secondary insurance, while still very important these products offer additional coverage for your loved ones as well as filling the gaps to enhance your employee benefits package.

Dental Insurance

Tooth decay is a contributing factor in so many diseases and ailments – from gingivitis to heart attacks. The experts at KIS help you understand the differences between HMO, PPO and prepaid dental insurance options.

Vision Insurance

Keeping your eyes healthy and your vision sharp is an important asset. KIS can help you find a stand-alone policy or supplemental plan for you or your company to complement your current insurance package.

Disability Insurance

Let disability insurance work for you when you can’t. Don’t count on friends, family or charity—protect yourself and your employees from financial hardship with a short or long term security plan.

Life Insurance

Choosing life insurance can be daunting… Term? Whole? Universal? Flexibile? Cash Value? Death Benefit? Oh my. Life insurance policies may be written for individuals as well as groups.

Individual/Family Health Insurance

Your health and the health of your family is always a primary concern. With changing requirements and current state and federal laws to consider, now, more than ever, finding affordable health care is a daunting and time-consuming task.

Employer Sponsored Benefits

Keeping apprised of all the options available for your company’s healthcare and retirement benefits can be overwhelming for even the most experienced human resources personnel. Let the Kaczmarek Insurance professionals guide you through the wide range of traditional fully insured and self insured options.

Medicare Products

The Medicare Solutions/Long Term Care division of Kaczmarek Insurance is here to answer all your questions about Medicare, Medigap and Part D Drug coverage.

Long Term Care

Over 30 million Americans will be turning 65 during the next ten years and 60% will need some form of long term care at some point in their life. The misconception is that healthcare insurance or Medicare will take care of you as you age.